This scheme protects your income if you experience extended illness or disability and are unable to work and protects your family in the event of your death.

The scheme provides a monthly replacement income in the event of long-term illness or disability until such time as you return to work or retire.

It also provides a lump sum in the event of your death.

Choose if:

• You are a registered doctor early in your career.
• You are 40 years of age or younger.

This scheme is particularly suited to:

• Doctors who are happy with Path 1 / Path 2 levels of cover and who want both income protection and life cover benefits.