First Time Buyers
We understand the pressure on first time buyers. Our team has vast experience in this area and will offer you the best advice and personal service. Your first home is one of the most important purchases you will make and can be a daunting prospect. Our dedicated advisers will guide you through the process.
Top Ups
A mortgage top-up can also release equity for other options when your home has increased in value.
Switching Mortgage
If you think you may be overpaying on your mortgage, allow IMO FS to help you switch mortgage and make substantial savings. Switching mortgage can be for a variety of reasons. Most people switch because it will work out cheaper for them.
Checklist
When you are thinking of buying, IMOFS dedicated advisers will guide you through the whole process.
- Talk with an IMO FS dedicated adviser
- Fill out your mortgage application
- Arrange a valuation
- Get your letter of offer from the lender
- Make an offer on the property
- IMO FS will help you arrange mortgage protection
- Your solicitor completes the legal work
- Complete the sale
Mortgage Protection
Mortgage Protection is an insurance policy which pays out the amount of a mortgage, generally to the provider, in the event of death of the policyholder. As the mortgage amount decreases over time, so does the mortgage protection amount. The amount you pay each month is fixed for the term of the mortgage.